Thursday, April 17, 2025

Digital identity “wallet” is expected to be rolled out throughout the EU in 2026, but who will be made to pay for using it?


Digital identity “wallet” is expected to be rolled out throughout the EU in 2026, but who will be made to pay for using it?



According to the European Commission’s plans, the EU Digital Identity (“EUDI”) Wallet is expected to be available for all EU citizens in 2026.  However, the European Commission has omitted one important detail: Who will pay for the use of the digital IDs. 

A digital provider has suggested consumers pay for using digital IDs.  Alternatively, governments will fully fund their use.

The EUDI Wallet is a digital identification system designed to provide a “secure, reliable and private” means of identification for everyone in Europe. It aims to enable European citizens, residents and businesses to prove their identity and “safely” store, share and sign important digital documents when accessing digital services. 

“[The EUDI Wallet] is a key part of the European Commission’s plan to make this ‘Europe’s digital decade’. The idea behind the EUDI Wallet is to give EU citizens one safe digital ID for travel, work, using public services, paying, signing documents and more,”  Scrive, a company offering digital solutions, states

It will facilitate various processes such as obtaining a new bank account, enrolling in a university abroad or applying for jobs, making these processes as easy as they are “secure.”  “Your privacy will always be respected; you control what data is shared and who gets to use it,” the European Commission claims.  Don’t believe a word of it.

The EUDI Wallet is part of the centralised electronic control grid where, ultimately, it will be no longer voluntary but enforced, and people will not be able to buy, sell, earn a living or move without a digital ID linked to a central bank digital currency (“CDBC”).  

In the digital prison they are attempting to create, we will lose all rights and freedoms; almost every aspect of our lives will be monitored and access to goods and services will be controlled and restricted according to the whims of those who control our digital IDs and CBDCs.

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The EUDI Wallet is expected to be available to all EU citizens, residents and businesses by 2026.  However, the European Commission has left one significant detail out of their plan – who will pay for its use.

Yesterday, Biometric Update published an article describing some of the ideas being floated on who should pay for the use of EUDI Wallets by Signicat, a Norwegian company providing digital identity verification, authentication and signing solutions.

The payment for the EUDI Wallet is a significant concern as the EU plans to involve the private sector in its creation but lacks detailed discussion on sustainable business models, Biometric Update said.

“Right now, service providers are usually the ones who pay for trust services, since they benefit the most from getting reliable and easy-to-use information about users. But under eIDAS [electronic IDentification, Authentication and trust Services] rules, there must be no link between the service provider and the EEA provider. The same issue comes up if there’s a fee for using the EUDI Wallets, according to Signicat,” Biometric Update said.

Signicat, a company working on EUDI Wallet pilots, suggested that one possible payment model for the use of EUDI Wallets involves (Qualified) Electronic Attestation of Attributes (“QEAA” or “EAA”) providers, which are expected to be paid through agreements with their customers.

However, the question remains who the customer will be, as it could be information sources like universities paying to make proofs of degrees available in the EUDI Wallet or users paying for proof of their university degrees.

Signicat proposes four payment models, including the creation of a billable event towards the EEA provider, where the transaction creates a billable event at the EAA provider, and invoicing or other types of payment can be done towards the actor asking for the validation.

Another option is creating a clearinghouse in the EUDI Wallet infrastructure, using intermediaries acting on behalf of relying parties and employing smart contracts. Smart contracts are transactions executed automatically by a computer program and are commonly associated with cryptocurrencies.


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